This is the time of year where everyone splurges on the ones they love, and sometimes even on the ones they don’t! Case and point, I went to a Best Buy this weekend and in line, I talked to this lady who was buying up a storm for just two of her family members. In hand she had a ton of stuff, and in addition she bought a couple of iPods last minute. All told, she spent $976 (I peeked at the register… ). I also noticed that she paid in cash.

My perspective on purchases of any significant size is that you should try to bargain down the price. If I were her, I would have tried to talk to the manager to get some kind of a discount…they most likely would have given her a few bucks off. Secondly, I would not have paid with cash. Why not put it on a credit card with points or cash back? For example, Discover Card gives you 1% or more cash back on items. This purchase along would have earned her almost $10. Additionally, Discover pays out 5% on gas that you buy your car. With the average American spending more than $200 per month, it makes sense to have a Discover card.

$100 * 12 months = $1200. 5% of $1200 = $60 per year cash back.

It doesn’t make sense to waste money. Go get a Discover Card today and start saving money with every purchase that you make!

In addition to saving 5% on your gasoline purchases, with a Discover Card you get:

• Up to  20% cashback at top retailers through Discover’s special shopping site (that’s huge!)
• 0% APR for 6 months
• $0 Fraud Liability guarantee
• $0 Annual fee
• One call no hassle service

Everything you buy you can now get discounted thanks to Discover!  Don’t wait; get a Discover Card today!